The loan programs for 1-4 units have more favorable terms depending on if you're buying with income with a conventional investment property loan or having the loan underwritten by the rents with a DSCR / rental property loan. 5-8 loans generally have tougher underwriting and the rates are higher if you're looking at DSCR loan options for 5-8 units. 

Do you offer these kinds of portfolio loans?

We used a fannie mae homestyle loan to take it as-is and renovate it using the banks money. 

You can typically get an investment property loan for these putting down 20-25% with a duplex cost of $400-450k. 

There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.

This put it into light for me so much highly appreciate this getting more and more familiar with the previews everyday understating it and putting it into action I have been talking to agents and also looking at properties and doing the numbers nd applying for loans.

With this being our first one, I am wondering about prequalifying for a loan.

If you need a higher loan amount, you may need to consider a stand alone second mortgage. 

House hacking with FHA loans right now in most markets is not a great idea.

Hello everyone,I found a fix-and-flip deal where all the numbers look good except for the fact that I don't qualify for the loan due to not meeting liquidity requirements.