You can play with the numbers at any level you want.

There are plenty of variables at play, but assuming you purchase a $200k property for 20% down, your monthly payments will be around $810.

My foreign investors are cash buyers, so they need to prove thier funds to the gov, but there are no mortgagues in play. that would be too much of a pain. 

Hell, I gave my electrician a hundred dollar bonus last month because he did some outstanding work and did some extra work that wasn't in the original scope. 

In 1998 I did a deal that played out like so:1- I had my agent find me a property in a so-so neighborhood for 32K.2- I offered 18K with $50 down; It was accepted.3- I asked the seller for the zoning certification and proof of title (I knew that my end buyer would request the same from me).4- My contract with the original seller stated that I would pay the balance in 30 days.5- I found a cash buyer in 12 days. 

Owners will often play the role of the bank if you ask them to.

I think this plays a big role in many millenials' thought process.

it's not self entitlement, its about footing the cost for the MLS, advertising licensing and everything else that gives you everyone else a bigger discount real estate market to "play in" IMHO.  

Let us know how it plays out!

Play around with them and try to get your pictures looking professional.