You need to compare apples to apples, or at least KNOW that you are comparing apples with grapefruits.

It is imperative that you approach the situation prepared and as Alan said, ask the same questions so you may compare apples to apples.To answer the last part of your question, PML's will usually only lend based on YOU.

What are you guys thoughts on accepting rent using Apple Cash? 

Opened up a hard apple cider bar 20 minutes south of Atlanta GA back in 2018.

Sometimes appraisers, especially if they are not familiar with the specific neighborhoods, or, if they are from out of town, unknowingly compare apples to brussel sprouts.Anyone active in Fountain Square, Fletcher Place, Holy Cross, Bates Hendricks, Herron Morton or other hot neighborhoods experienced this?

Imagine if you could buy apple stock without using your own money, but you get all the appreciation and dividends.

Also ROI should be annualized in order make apples to apples comparison of investments.

Yes, there are bad apples and those are the ones that deter everyone from being a landlord. 1.

If one wants to compare apples to apples, then be honest and compare good implementations of both models against one another.

Sales and management is apples and oranges.