The main issue with rental basement is water if it has water issue usually it is a simple fix .Clean gutters ,discharge gutter  water away 10" away from foundation, make sure you foundation soil is slopped away from it .If you need to buy soil get a clay mix .Cut back any tree too close to the foundation look at the drip line that's how far the limbs are out from the tree .If all that is done still has water buy a sump pump  carry the water to day light away from foundation 10" to 15" .

As I evaluate this, I figured I'd share my account with my bookkeeper, but then realized that would also give them access to my accounts.Don't get me wrong, I like Baselane so far, but this might be a fatal flaw for me.

An LLC creates a legal separation between you and the property, so if something goes wrong—like a lawsuit or debts related to the property—your personal savings, home, and other assets are shielded.

It reads as follows in case some attorney says you're wrong...Sec. 1101.0045.

They are dead wrong. 

As long as there are no outstanding repairs, I don't see anything wrong with paying off that loan faster. 

They will need to make double what my wife and I make to keep the same lifestyle.Then I'll meet a 25 year old computer scientist on here (true story) and he has 180k saved and tells me he can get more don't worry, and I say what the hell did I do wrong?

Consider all the things that could go wrong and see if the lease addresses them: unauthorized pets or tenants, early termination, security deposit, lease violations, late rent, eviction, lawn maintenance, parking, etc.5.

This is what can go wrong when you have beginners wholesaling who have no training in real estate, no experienced managing broker to go to for advice, no license, no E&O insurance, no knowledge of how to avoid scams, no regulatory body to answer to, no relationships with other quality people in the industry like title companies, lenders, contractors that they can refer to help people, etc. 

They do everything from framing, trim, painting, roofing, siding, flooring, cabinets, etc. and they can tell you when the plumber or electrician didn't show or did something wrong.