As for Columbus, it’s a growing market with potential for strong rental demand, but make sure to research specific neighborhoods, local market trends, and the level of competition to ensure you’re making a smart investment.

Keep good track of communications and do not sink to his level if he gets nasty.

That helps bring back down you debt to income level.  

But, even if someone was I would imagine the financing terms you can get a mid level furniture store would be much better then a hard money loan anyway. 

Level 1 trauma center is the best.

This is a personal choice and depends largely on your risk tolerance level and the current demand for rentals in your area.Vehicle Repossessions: Having a vehicle repossessed is strong indication that a tenant cannot handle their money very well.

Best,WilliamThis introduction highlights your enthusiasm, transparency about your experience level, and desire to connect with others while establishing your goals.

Even for a credit union that's pretty aggressive, and at a high level, seems like a great deal. 

What is the appropriate level of cleanliness to maintain during project work?

It’s a great place to network, learn, and level up your investing game, whether you’re just starting out or already have a few properties.