Also if you ever decide to move out and rent the entire condo, the HOA might have restrictions like limiting the percent of long term rentals.

This access allows them to match investors with the most appropriate lenders, often resulting in favorable loan terms that align with the investor’s financial capabilities and project timelines.Moreover, a skilled private money broker excels in navigating the complexities of securing financing.

When you are new as an investor, you also don't want to work with a new agent (you).Overall, I think a RE license is good for access (to homes to get reps and to the MLS) and I think the course itself is way more valuable for investors than agents (most just stay in residential and don't need to use all the weird stuff you learn).

^^ not a way to get around the net income for your rental, but as mentioned DTI restrictions are different from lender to lender so you might find more leeway looking into that. 

Since I was new to the game, the Mentorship was a stepping stone to access to people with millions of dollars and I was able and still am able to meet with them and present my deals to them weekly.

Additional things to consider: where is the breaker box and do both units have access to it if needed?

Park rules are usually much more restrictive than even houses in HOAs because mobile homes and RVs are close together, and have older residents who are nosy and particular.

From what I understand, they knew you had some asset of value and this scheme allowed them to access. 

Access to Larger Loan Amounts: Cross collateralization allows borrowers to leverage multiple properties, which can lead to a higher overall loan amount than what might be possible with a single property.2.

No breed restrictions.