HUD comes up with these figures by doing rent surveys with landlords, and I have participated in many of those surveys over the years at the request of the local administrator of the Section 8 program. 

My wife started her master's program, and we can no longer attend because it is midterm week.

Training Programs: Establish ongoing training and development for staff to ensure they are up to date on industry trends and operational best practices.

@Nathan Frost...They have a certain box, with their programs, just like any lender, but I like them, and have closed with them. 

All of those programs are fake.

Has anyone used Joel Sangerman's mentoring program?

Hi @Jimmy Jarjour definitely ask your lender and realtor about 5% programs.

This is especially true when only putting down 5%What is unfortunate with the 5% conventional program is that you get hit from 2 sides:1.

Additionally, I am already on a mentorship/education program for multifamily (syndications) and I already have an LLC and business set up for this strategy in real estate.

My understanding is that the SBA business physical disaster loan program is the route you go.