You're spot on with how private money lending offers speed and flexibility compared to traditional banks.

Are you sticking to traditional banks, exploring private lenders, partnerships, or maybe something creative like seller financing?

We do some private lending and we do not trust the borrower.

Quote from @Lorraine Hadden: @Robin Simon, Thank you - I see you are a private lender, I will be reaching out. 

Wholesaling, investing in REITs, private lending, and micro-investing platforms can diversify properties.

Verifying the use of the money and confirming in writing that it’s for a business purpose are integral parts of any private loan.

Here are some common pitfalls I see for new investors from the private lending perspective:• Insufficient Funds: most lenders are going to be able to lend a first-time investor somewhere around 75-80% of the purchase price of an existing property + 100% of your estimated rehab budget (or an 80/100 loan, for short).

I'm curious to hear from others across the US what innovative strategies their municipalities have successfully implemented to incentivize development and promote housing affordability through private investment and cooperation. 

Private investments are not.

They're a conduit lender, so they require more documentation than a mortgage fund or private individual would request.