My opinion is a lack of business organization.

Also helping was a relationship with that bank (deposit accounts) and good credit. 

Set clear goals, stay accountable, and celebrate small wins along the way, getting started is the hardest part, but you’re on the right track!

There's no step by step guide but there are key things : Learn: RE strategies, what interests you, what do people in your area need.Connect: find a mentor, accountability group and be around those doing what you want to do.Help: solve problems- do people need dealflow, property mgmt, construction expertise, etc. 

And that's not even taking into account the regular tenant BS.

The tenant pays a monthly premium and keeps an active bank account and credit card on file.

@Hellen Sut in Michigan, once we have a money judgment, we try to garnish: wages, bank accounts and their state tax refund.

The maximum leverage I have ever seen in trading accounts is 50%, and that's very limited and select.

It’s more about:Have you invested in real estate for your own account and have you been successful at it?

The moment the first payout hits your bank account, all that goes away.