We routinely turn off boilers during the summer to prevent them from running to keep up to temp all the time during the warm months.

They still can't turn it off.

Case Shiller indicates no US location has produced a better return than San Fran, LA, or San Diego for this century.  

This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return. 5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space. 6) this is related to number 1, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

Because, the lender is entitled to know what risk they are taking with their money.That being said, on seller financing, if someone gets sued and loses, the lien/judgement can be filed at the county, (it's not automatic, someone has to prepare and send the paperwork) which the bureaus will pick it up on producing a credit report.

The key is to ensure the HELOC doesn’t turn into a long-term financial burden if the partnership doesn’t pan out.

I know I didn’t start this out the right way and getting all my finances figured out, but I think we turned out ok.

Turns out, the right marketing found renters who appreciated the quality and were willing to pay a premium.

STRs generally produce more income than LTRs, but they are more work.

And what is your price point and are you looking for turn-key properties or something along the lines of a "fixer upper"?