There are those investors too that simply are unaware of what they are doing and the agreement simply fails out of thier negligence or understandings.One lease agreement and a seperate option solves the problem.

A hold harmless wouldn't be enforceable in a case of your negligence.

A very cold snap there must be unusual and so the pipe break might be attributed to an act of god not negligence.

I fail to see why you or your insurance company would have anything to do with this (unless you were grossly negligent somehow).

If you can be shown to be negligent, then you too are liable.

It won't do that if your actions were criminal or negligent.

I would think the value add/subtract of a fireplace would be negligible to an investor.

Your friends may be breaking the law.With that in mind, the impact of the twitter deal should be negligible.

@Melissa EspinozaDepending on your current situation with your student loans, the impact on your DTI can vary.It could be counted as the full monthly payment as reported on your credit report.It could be counted as zero monthly payment, if reported as zero on your credit reportIt could be counted as a monthly payment of 0.5% of the balance of your student loansIt could be counted as a monthly payment of 1.0% of the balance of your student loansA $13k balance is going to have negligible impact on your DTI if your income is high and other debts are low anyway.If it gives you peace of mind, then pay it off and be done with it.Cheers!

You as the landlord are responsible unless you can prove it was caused by tenant negligence