A personal liability policy "MAY" extend to one or two rentals but if you are planning on building a portfolio consider the commercial umbrella.Another thing to consider is that the courts frown on carry high personal liability but low business liability when trying to hide behind the vail.

Low and behold they just shut down my membership. 

Her credit is that low because she is financially irresponsible.

Depending on your credit score in the US and credit trade line history, you could put as low as 25% down.

Obviously I want to keep my costs low but still want to spring for amenities that would give me a competitive edge compared to other rentals.

(long as loan is paid) By the way, I had this house 2 years at the time and the loan was low interest for that time. 

Can you lease an apt under USDA low income and have someone else live there???

It’s on a quieter street, low income area.

Quote from @Devin James: When running numbers on an investment property, I focus more on equity growth than monthly cash flow.Here’s why:If I can acquire a property at a low basis and add significant value, I can: 1) Sell and reinvest elsewhere 2) Cash-out refinance to recapture my investment.

At the risk of taking flak here, I'm going to say I've seen a lot of super cute stock tank pools that are low-cost options.