BTW, There is nothing wrong with your mom buying herself something nice with a portion of the money if she does liquidate the house.  

I got frustrated with all of it so eventually liquidated the IRA. 

You need enough supply/demand to actually create liquidity.

The outstanding balance after 5 years (60 payments) will be approximately $364,814.The buyer would need to pay this amount at the end of the 5-year term, typically through refinancing or other financial arrangements.Using the Promissory Note for Financing in Florida:The promissory note valued at $400,000 from the sale can be used as collateral.Assuming you can get a loan of 75% of the note's value, you could potentially access $300,000 to assist in purchasing your new home in Florida.This detailed scenario underscores the potential benefits of seller financing, such as generating additional cash flow and converting equity into liquid capital for reinvestment.

To add to the great suggestions, if you're finding the L.A. market souring and you have any equity in those investments you've already established, it may be in your best interest to liquidate at some point to move your capital to a more profitable location or another type of investment.

You wanna stay liquid as much as possible.  

I have $20k liquid, a 740 credit score, and I’m ready to get my feet wet.

.: @Michael S.yep that's how I've thought about it so far tooindividual properties: high control, lower liquidity. 

Minimum distributions from any IRA are hard to do with non-liquid assets like a real estate investment held in a self-directed IRA.

@Luka Milicevic They can liquidate the cards for you (for a fee of course) so you can make purchases with cash.