Thanks all for the feedback.After 5 years, the rate fixes again for another 5 years based on Wall Street Journal Prime + 3 %.

I would subscribe to the local business journal or news site to get more up date developments.

I'm developing tiny home villages in the most expensive housing market in the country according to the Wall Street Journal, Santa Cruz, CA.Dont worry about the nay sayers.

I like business journals that have articles about future construction, and the local news is always a good place.

Once you get a basic level of familiarity with the city by reading publications like the Colorado Real Estate Journal, and have lived here for a few months, getting a feel for different neighborhoods, I absolutely think that you should be talking to investors and getting insight as to which parts of town are on the up and up, and where investors are putting their money.

I work through a broker and this last quote struck me as extremely high ($9,000 a year on a 6-unit property in Jersey City by Journal Square - Frame house, $1Million value, everything is brand new (gut rehab) and has fire monitoring and sprinklers on first floor).

But it definitely seems more in line with your way of thinking than Napoleon Hill.You mentioned an accountability partner, do you journal and review it with them?  

It is a law journal article, so akin to a medical journal, i.e. not a light read.  

I'd start with the Times Herald-Record, the Daily Freeman, and the Poughkeepsie Journal.

If you ever need help on doing it the right way - how to handle the lead call or how to close transactions that make money - do send me a note or call - I'd be glad to assist.A SUGGESTION:  For the time it takes to get envelopes, stamps, write a compelling letter, get a mailing list and wait for a response you could be looking a houses - Try this -Use the 50 house rule - look at 50 houses in the community where you want to investDo not make offers - look at and tour as many houses as you can 3-5 per dayKeep a journal - keep notes of what the seller and the agent tells you - determine the price per S.F. - this will give you an indicator and a comparison of prices in your marketing area.Your goal should be to become super knowledgeable on value in your area.