@Thomas Polise has multiple STRs there, including one that is a four-plex in the middle of town.

And if all houses have not been fully rehabbed (we do fulls on every buy), some expected number for capital expenses should be included in that (IE if you have 3 years left on your roof you need to be deducting $X from that figure, repeat ad nauseum for all major capex).

It is a commercial property/business that I am buying.And if you had 4 or 5 SFR that were all hosted by a "brand account" you could certainly sell them as a portfolio to someone, and including the account that runs them and generates all the income would be very valuable.

The reality is that the Gross S8 Rent amount on an S8 voucher includes all utilities.

I'd say the logical paradigm in the question is a bit off.CRE includes everything from airports to golf courses to hospitals to campgrounds.So saying "residential versus commercial" is like saying "bacon versus plant life."

However, before deciding on a DSCR loan, it’s important to analyze your existing first mortgages—including their rates and the current loan-to-value (LTV).

It's a good little loophole for a short-term rental of your home, including renting it to your own separate business.

We currently own 13 rental properties and have paid off all loans/mortgages including our primary residence. 

Good point - should have included that.

There is a cost to prepping the home for burning which includes removal of all hazards and permits.