Since you already own the land, you’re saving on a significant expense that often makes mobile home rentals so attractive.

Although we do have our own money in every project we do, we rely heavily on our network of Private Lender's.

He can put the money into a savings account.Her excuse is that she had to pay off her student loans because I left her high and dry after our divorce.

Question: Should I collateralize the loan (if using private or hard money), or rely on roll-over loans (to maximize the lower points and 3-4% rate)?

I agree, it should do well over time.

If you want to take pictures of some of the work you did, you could save that in a Google drive as well. 

What do you do as a Consultant?

Btw, how much of your real estate activities is BUSINESS and how much is INVESTMENT?  

Also, I am considering alternative financing options (beyond Hard Money).

When I did my research for buying my properties in Costa Rica, I had one of the big STR management companies like Evolve analyze my potential profits and I used that info to raise money through bringing on partners to buy the properties.