Here's why I waited:Visa Uncertainty: With a temporary visa like an F1 CPT or even an H1B, there’s always a chance that, due to lottery outcomes or policy changes, the path to a green card could be delayed or not happen at all.

Most buydowns on DSCR loans take 4-5 years to get into the green, no difference if you buydown 1pt or 5pts.

Quote from @Jaycee Greene: Hey Dillon! 

Quote from @Michael Whitman: Quote from @Jonathan Greene: Have you seen it in person?

Quote from @Jonathan Greene: Welcome to the community.

I agree with @Jonathan Greene here that the first step is thinking through what to do with the primary residence - you might try this tool that I built a few months ago to analyze whether you should keep or sell the primary residence! 

It's best to consult a tax advisor to confirm if your setup allows for cross-property PAL usage in your specific case.

Quote from @Jonathan Greene: Your attitude is great.

Quote from @Jonathan Greene: You won't be able to get the renters' names, but you can look up the unit numbers by putting in the main address into the tax records and it will show all the apartment numbers at that address. 

Quote from @Jonathan Greene: Look up Sean Graham of Maven Cost Seg.