I even get insurance on dilapidated properties that I'm renovating.I get an actual-cash-value policy and they are only offering replacement cost.  

I imagine it is all just on for now especially since all government backed loan defaults are a full stop too. 

A good PM will have a 30 day, no cause termination policy.

Are you thinking government spending is going to actually get cut and inflation was just a flash in the pan? 

Hi Suzette- The impact of a new president on the real estate market usually depends on the policies they prioritize…especially regarding housing, taxes, and interest rates.

A builder’s risk policy is also worth exploring, as it can protect the property, materials, and equipment during your restoration work. 

Since the 30 day refund policy will still be within my 60 days the bank said wait the 30 days for the refund and if it is not refunded come back and fill out an affidavit for the dispute.I also was able to speak to a realtor on Zillow about a property he listed for them for auction. 

That is basically an extra tax return, legal fees for setup, bookkeeping costs (if you aren't doing it yourself), possibly an umbrella policy.

We generally advise our clients to go ahead and pay the recapture rates if death is the alternative.The good news about recapture - the deductions are a deferred tax liability to you, and an interest free loan from the government.

The prices seem steep for a very limited amount of coverage, and we already have a good insurance policy independently of Worry Free Waivers, so I decided, once again, not to bother with them.