She is a real estate agent but rents so no property to place a lien on.Need to know a couple of more details first: Is/was the mobile personal property or real property?

I used $80k to pay off personal debts and $50k to remodel it by myself with my two hands.

I personally would avoid over investing in this unit.

I personally like index fund investing in funds like VOO.  

Since your property has high resale potential, some lenders may be willing to work with you.Cash-Out Refinance – If you’re open to refinancing, you could take out a new mortgage for a portion of the home’s value (say, 60-70% of the $500K), and use the cash difference for renovations.Personal Loan – If you have good credit, you might qualify for a personal loan for part of the rehab costs, though interest rates are typically higher than secured loans.Partner with an Investor – Given the potential profit, you may be able to find a real estate investor or contractor willing to finance the rehab in exchange for a share of the profits upon sale.Your best option depends on your financial standing, timeline, and risk tolerance.

I would not borrow from ANY lender I learned of over the internet unless I knwe personally people who had used them. 

Cosmo - I personally don't know Phoenix well, but if I had to do this in another city I would look at income levels, crime levels, and population growth (if you can) by zip code and/or area within a DMA as a starting point.

If you have, you have put yourself at great personal risk.Again, I recommend you get a lawyer as soon as possible.

The absence of a personal guarantee from any disqualified persons is still required, just as with third-party financing.

@Erica King Sounds like this is more of a personal budgeting concern rather than a real estate one.