Projects can also take a lot longer, and cost a lot more money, which can have a significant impact on your bottom line.

Additionally, subdividing could impact your tax situation, so it would be wise to consult with a tax advisor to understand any changes.Overall, both paying off the loan and subdividing could be beneficial moves, but make sure to weigh the short-term costs and consider your long-term goals.

if virtually all attendees miss a paid for workshop, there are reasons.As for our travels, we saw 4 mayan sites including Chichen Itza and toba, swam in 3 cenotes, went to swim with turtles but too rough seas for the wife (storm impacts), scuba a Great Wall (advanced dive - 95’ with strong current), many tours of various cities including horse drawn and walking.  

Agree with @Gorden Lopes - you will not find the 1% rule for A/B properties in Huntsville/Madison right now unless you score a unicorn of a deal, or put up an enormous down payment to force cash flow.Even C properties right now are not easily 1% rule applicable.  

Calculate potential rental income, expenses, and any projected appreciation to see how each option would impact your overall portfolio.

Odds are you will lose your EMD if you back out, which may be a better option than sticking with this deal (depending on the amount and how it impacts you financially.)

Over the past 10 years, my focus has been on building a business consulting company, but travel has impacted my young family.

This would cover the $675K needed to pay off the existing HELOC and mortgage, leaving you with about $200K after payoffs and closing costs.However, it's important to consider the cash flow impact.

Hi Tony,The timing of the sale in relation to the tenant’s lease renewal will significantly impact the price.

Also just keep in mind characteristics of the property that carriers wish to avoid such as roofs 10+ years old, old/recalled electrical panels, no impact windows etc.