we see it done frequently and have done it but we will not go above 50-60% and require cross collateralization of 3-4x the amount being borrowerd.

For a list that small you may get lucky and no one will notice but in general you can easily run into frequent litigators that are just waiting to get called and file suit.

Although the call was educational, I did not learn of these allegations until a day later.

Additionally, it’s helpful to educate tenants on ways to conserve utilities, such as using energy-efficient habits.

I live over in Gadsden, frequently travel Birmingham, and dying to know what you see in Birmingham.

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I started long ago with no education in real estate.

Also make sure you understand everything about adding an ADU including value of the ADYPU, financing, impact from rent control, duration between initial expense and initial income, true cash flow (know the 50% rule, at 50% rent ratio initial property tax will be near 20% of income)- educate.  

You outsourced the entire transaction, and as far as I can tell, never went to Akron, screened a tenant, or were educated on the class of tenant that you are likely renting to.

Choosing markets with direct flight access simplifies logistics.After setup, frequent visits are unnecessary if you have a reliable team and good communication.