That way you would atleast control the foreclosure on the property. 

Quote from @Victoria Phifer: I don't recommend charging anything on a credit card unless you have total control of your finances and can pay off the balance every month.I charge everything I can to credit cards, but I pay the balance off every month, 100% without fail.

I think Chris nailed it perfectly - you have to take your DD to another level and also be in a position, both financially and contractually, to take control of the situation if the borrower defaults.

This gives much better diversification protection across geographies, asset types, strategies, investment subclasses etc. versus putting all the eggs into one basket.The downside is that it's not for everyone, and a person has to be comfortable with turning over control to someone else.

And now the sales have slowed too, so hopefully turning the corner for a buyers market.Don't forget its an election year and inflation isout of control.

DEBT is for GROWING, debt-free is cruise-control. 

I do know there is no point worrying about something that is out of our control other than making sure you aren't over extended and if you have places you are thinking if selling in the next year or two-try to keep an eye out.I've leased cars where after 3 years it had lost almost 50% of it's new price.

Approximately 87% of Clark County (where the Las Vegas metro area is in) is under federal control.

Agents can't be controlled.

This is a situation outside of my control.