Never do it with emotion, compassion and feelings.

this is going to happen in 20 more years because the lenders are still giveing loans with simular exceptions are you smokeing, They take your money and get a new buyer and do the same to them THATS WHAT MAKES UP FOR ANY LOSSES THAT YOU THINK THE BANKS LOOSEING WAKE UP all the baby boomers are retired and all the youngsters will be buying these homes now the banks taking a lose is a smoke screen theres a customer for every product you sound like you havent been doing this for verry long your sensible compass is way off !

A couple of my key take-a-ways:Ethics: Having a moral compass to guide you makes for great investors.

It is called the Milwaukee Compass project.

No place for emotions or compassion in business. 

Kyle Buterbaugh Traditional financing - non owner occupied will likely require 25% down with a balloon (5-10years) So you are looking around 14k as a round number.Seller financing may have compassion and require a lower down payment up front and will likely have a higher interest rate with balloon.

Show a little compassion guys, 'get them out' - they're people not rats.

In addition, I worked with Victoria Davis, with Compass Real Estate, who did a great job steering me in the right direction in investing in an area I knew little to nothing about.

It came across with informative, action, and with compassion. 

If you don't do the math and don't save your calculations then you are investing blindly and with no compass to guide you.