Currently I had borrowed 12.5k to consolidate credit card debt and I can borrow up to 23k. 2) Would it be wise to roll this into my home mortgage so I can get the tax break for the interest and allow for more borrowing power from a credit union?

Clean, friendly, activity rich and lots of employment driving growth as far as I found. 

I'd only look at land that's at least connected to water and power and already has a septic plan in place.

While my insurance charges are relatively low each year given this is a condo, I learned to better assess who is behind budget planning at the HOA level for all of the units for roof, cleaning costs, basement improvements (shared by all units), given this was run well by one individual.

Many jurisdictions will not record a subdivision plat until you've put in (or bonded) the infrastructure (power, sewer, water, roads, etc). 

It is a very simplistic way to get people to understand the power of investing.

Your finish work and cleaning follows these items.

There were about 25 irritated people in there because the power kicked out and nobody left had cash.

@Matthew Edmondson, the power of google key word searches.  

I have always loved them, they keep it clean, u can even ask the military to directly transfer monies into your account without the hassle of asking tenants if they get late, only downfall is they are legally allowed to leave the house anytime based upon their transfer status - still worth every bit!