This way you have a free or mostly free refinance from a cost perspective. 

It is very simple and cheaper to set up the LLC in NJ vs NY ($50 vs $200 when going on the state website) what is still an open question is I also need an operating agreement for the LLC once set up, wondering if that is also free as part of just getting the LLC set up on the state website or if I need to use a lawyer or a legalzoom type of service to do that.

Ton of demand and not a lot of competing supply coming online for these type of units.If you have any q's - feel free to reach out in DMs!

Please feel free to PM me. 

, attending "free" nothing down seminars, (Tom Vu??

Feel free to reach out for some recommendations. 

feel free to DM me the details and our underwriting teem will take a look at it

You are going to need to see their tax returns to see if they are telling the truth.And what is the interest rate that they are offering you?

Be sure to check out the free tools BP provides to help analyze deals you may have and also market insights.

Typically, the adjustments I see on appraisals for basements are more flat rate adjustments. 10k is usually the number I've seen.What stinks is that there are a couple of model types that have below grade space where the builder, I'm sure, was trying to lower the taxes by having it below grade so the county wouldn't count that space in the assessment.