However, 80% of tenants in a recent CBRE survey expect to increase their spatial requirements over the next three years, indicating a shift towards in-person work and future growth.While new demand remains slow, these lease renewals are a positive sign, laying a stable foundation for the office market's recovery.

I'm hoping taxes/insurance aren't part of the loan so that I can put some credit cards to work and leverage rewards etc.Also, I've seen 1st lien Home Equity Loans, but not 1st lien HELOCs; hoping that product exists, at least via credit unions etc. 

Look around, put the work and effort into it and see what YOU think is the right one for you.  

Hello. I am thinking about offering a friend a land contract. I have no idea how to do it or what to offer.He has a existing mortgage on it that is not very much
1.Can I take over his mortgage at his rates? If I can ...

There is too much work and a better way to scale with multi-family. 

That should take the most time - determining a realistic ARV and market rent should be the work of just a day or two.If the numbers all work and you've satisfied yourself with the neighborhood, it's time to put one foot in front of the other by making an offer.

Get a realtor who knows how they work and will scout them out for you when things slow down.In NKY you can't beat Ft Thomas and Ft Mitchell.

A prudent investor doesn't seek quick riches through shortcuts.

Make sure the numbers work and you wouldn’t be better of selling and taking the gain.

@Jim Stoffey  I do a little bit of this type of work... and from the Money's side of the table they are taking all the risk,, you simply risk time.. and if the deal is that great it will all work as long as you trust them to be fair and honest...