Cat odor is far more problematic than a small dog, but I would check landlord references to confirm how they've maintained their last residence.

Reside in Charlestown WV (D.M.V.), but my existing LLCs is based in VA and IL.

Make sure you have filed for Homestead exemption at the very least (this can only be done if you the home is your primary residence, not an investment home).

They have 3-4 residents and someone is there at all times caring for those residents 24/7. 

You represent and warrant that you are not a person or entity barred from using the Airbnb Platform under the laws of the United States, your place of residence, or any other applicable jurisdiction.

Only trick to this would be if you do not own your current primary residence and you do not have a current housing payment, then no rental income from either the upcoming subject property or investment property can be utilized towards qualifying.

Some insurance companies offer policies specifically designed for owner-occupied multifamily properties, so it’s worth asking about that option.The key is ensuring both your personal residence and the rental unit are adequately covered.

Investment Info:Single-family residence buy & hold investment.

DSCR is for non-owner occupied residences only. 

When you buy a primary residence you are typically using a conventional conforming (fannie/freddie) type loan.