But you really need to put apples to apples for anyone to say with any kind of certainty.

Then I hired a coach 6 weeks ago, who had me lifting 4 days per week, and cardio 7 days per week!

Insurance is one of those things where you really have to understand it to compare apples to apples (i.e. same coverage/service to same coverage/service). 

Apple Pay, PayPal (Friends & Family), Venmo and more have no fees as well.

This is the Dunning-Kruger effect in action.With any luck, this is water-based paint and she didn't sand the old finish, so a heat gun will lift it off nicely.I would see how the removal and refinishing goes before charging her.

A couple small pieces of advice when selecting contractors I would offer which is used in the commercial world is to always make sure you have (3) bids per job and level their scopes of work to make sure they are ‘apples to apples’.

Zelle, Apple Pay, Venmo, Cozy.

The super lifted the guys legs a few times and shook him by the shoulders. 

I have only one thing to add: Investors my age love to mentor young adults like yourself who are thirsty for knowledge and willing to do the heavy lifting.

. $900 doesnt fix all that much if you have a bad apple.