Citigroup's fourth-quarter profit will be reduced by as much as $7 billion because of losses from subprime mortgages, which led to the departure of CEO Charles O.

For what it's worth here are my observations.........1- 80% of the information on investing in real estate being sold ranges from totally worthless to incorrect and or possibly illegal2- another 10% might work under some circumstances but either the recipient of the information needs a much more educated and experienced background than he is led to believe or the circumstances regarding the success of the method being sold are limited to a certain geographical area or a certain type of market3- the 10% of information that has value requires work, dedication, persistence, education to be used successfully.4- Certain types of individuals can self study utilizing free information available online and learn as much or more as any program or course will teach them5- most gurus are not currently successful using the methods they teach; they may have once been successful in a particular type of market or in a particular location, but they are not currently utilizing the method they teach successfully.

It is a great group of people led by a guy named Dave Taylor who is one of the brighter people you'll ever meet and listen to.

Thank you for the advice.Brian,In my industry in my day job, 50 hrs is the norm, usually requires more hours, which what led me to real estate.

Long story short, it was previously condemned (extended vacancy led to mice/roach infestation, then taken over by township and remodeled up to code.

I recently had an epiphany after reading a BiggerPockets article about karma that led me to believe I might be able to get started out as someones' "BirdDog," protege, or grunt assistance.

I paid the $199 for the training and it was that 3 day training that has led me here.

Credit issue led us to this loan.Today our credit is good.

LED lights.

Another possibility is it was a rental property and the renters reported the mold which led to the city looking into it.