I wish I had another work around for you, but I actually stopped using my business CC all together just to avoid the PITA "hacks" they offered as solutions. 

I'm really busy with my w2 job working all the time to fund my investments. 

The answer will form around what work you are doing that requires permits.  

When it comes to stocking your STR with essentials, balance is key.

But, they will be in challenging parts of town where realistically you do not want to own property and your long-run returns will under-perform.I'd encourage you to find a balance of sub-market growth, nearby employment, strong income, and only then a good rent-to-value ratio. 

If you are new, it will take you a year to recover from a 1-star review.I have been staying in timeshares and short-term rentals my whole life.

@Ram Go "Initial Debt" may or may not be the same thing as the current loan balance. 

Including a self-canceling clause in the note ensures the balance is forgiven upon the parent’s death.

This requires an income that allows you to maintain your standard of living throughout your life.

At this stage in my life, equity growth is more important than monthly cash flow.