First, take a close look at your expenses—are there any you can trim or optimize?

Example of overcharges included* $300 for cleaning windows and cabinets after entire house was professionally cleaned* $80 to replace HVAC filter after entire HVAC system was replaced* $700 for a small list of punch items - 2 door stops, raking backyard, removing satellite dish in backyard and trimming bushesAfter terminating relationship, owner decided to send a termination charge for $450 (contract does stipulate it) - even though the company has not done squat and never placed a tenant and already charged so called 'set up' fee of $300..

Trim and finish carpenters local white .

Preventative maintenance (things like gutters or removing/trimming trees).4.

Its gotten to the point where I either need to trim them or just cut them down completely to the ground. 

You keep acting like this, you're going to see some issues coming so I suggest you keep it trim.

While you wouldn't have any protection for the flood damage you incurred (sheetrock, trim, floors, insulation, electrical, contents, etc.), you would have coverage for the wind damage you incurred (roof, gutters, blown out windows, etc.). 

Pilots could not deal with Runaway Trim.    

@Mary JayAs a preventive move would be for you to trim any branches that hang over the property line onto your property. 

Original hardwood floors, trim, arched doorways, and handsome, functional, fireplace help maintain the original character of the home.