Highly recommend you looking into a checkbook IRA instead of cashing out.Sure you can take out the principle since you’ve already paid taxes on it but this money is supposed to be for your retirement and in a Roth your real estate can grow tax free, though check with a CPA to see if STR will trigger UBIT in an IRA.

Although certain defenses do exist including, insofar as is relevant here, unreasonable hardship, " 'the court's discretion to grant or deny specific performance of a contract for the sale of realty is not unlimited; unless the court finds that granting a decree of specific performance would be a drastic or harsh remedy, or work injustice, the court must direct specific performance' " (id., quoting 91 NY Jur 2d, Real Property Sales and Exchanges § 204).

Hey Christina- Was just curious to hear if you learned more about this and if you and your husband pulled the trigger on something yet?

We want to pull the trigger and start investing in Japan.

I guess it triggers the "sunken cost fallacy" part of their brain.

I'll keep you in mind if I device to pull the trigger.

I’m sure the community here has a bunch of insights, so I’d love to hear what you’ve got in mind before you pull the trigger!

I'm not understanding the purpose of wanting to refi.As for the phone calls, look up trigger leads and how to opt out.

Hardest step in everyone's journey is to pull the trigger on a deal.

Specific technical issue that triggered this post.