I’d also need to renovate the unit I’ll be living in to make it more comfortable.Property Details:Four units total – I would live in one and rent the other three.3 1BR/1BA, and 1 2BR/1BARents are below market – currently bringing in $5,000/month total from three units.

As a side note, I am using Onera Group's STR analytics from their free tier (onera-group.com). 

To make up the difference of the total price, I used seller credits, lines of credit, and second mortages on other properties. 

Feel free to inquire about their staff qualifications if it's a larger organization.2.

Though the upfront fees are definitely a factor, if I could share my experience (both as a lender and investor)...APR is meant to be an annualized reflection of the total costs incurred over the duration of the mortgage. 

@Kevin Duke Since Subject A’s $6M net worth is below the federal estate tax exemption ($13.61M in 2024) and Florida has no estate or inheritance tax, Subject B can inherit the property tax-free with a step-up in basis to the fair market value at the time of death, eliminating capital gains tax if sold immediately.To avoid probate, Subject A can use a Lady Bird Deed (Enhanced Life Estate Deed) or a Transfer on Death (TOD) Deed, which allows automatic transfer to Subject B while retaining full control during their lifetime.

Feel free to reach out!

The first mistake is the property is free and clear.  

pid=2164Houston Real Estate Highlights in February, 2025:-Single-family home sales declined 3.0 percent year-over-year;-Days on Market (DOM) for single-family homes went from 58 to 59 days;-Total property sales were down 4.7 percent with 7,202 units sold;-Total dollar volume was statistically flat at $2.8 billion;-The single-family median price declined 1.2 percent to $325,000;-The single-family average price rose 2.3 percent to $407,538;-Single-family home months of inventory registered a 4.4-months supply, up from 3.3 months last February.

Total mortgages is $2200.