For example if they splurged and bought a fancy car when they couldn't afford it vs. having a one-time medical emergency that wiped out their savings.

So splurge on whats important, invest in your dreams and be frugal/cheap everywhere else.

Only thing is my partner likes the good food and wine so dinner is always 300 to 500 bucks a night.. so we splurge there.thanks for sharing and congrats...

What I do on mine is splurge and put in Quartz or Slab granite in the kitchen and master bath..

That has been my favorite method too.3DThrills, FreeToys, OhNoYouDin, SurfPick, DieselBenz, TrueArtNow, ThrillToneare some of the names I've splurged on.I don't really want to start a real estate business myself.I'd just like to share some nice places with my current client base.What is the easiest way to get involved without stepping on anyone's toes?

Ground mount for me, and about 90 new, but older, panels and maybe I'll splurge for some micro-inverters this time. 

My wife cleans the rooms and keeps the modest cleaning fees for splurge money.I personally don't see us ever having a property dedicated solely to STR as that's just not our model.

My sympathy meter in these cases is pegged at zero.We have our two measly STR condos and have splurged on exactly one celebratory dinner for the end-of-year meeting with the four of us. 

The fact is there are people doing it in a part of my neighborhood where people (landlords specifically) are not known to splurge on amenities.

(for my mother)Add master bathroom on second floor (would be placed directly above the kitchen and across the hall from another bathroom)All new systems (2 Zone HVAC, Plumbing (copper pipes), and electrical)I intend to use Spray foam insulationThe entire house would use low-mid tier materials with certain splurges(hardwood, kitchen cabinets)This will not be a rental, I'd live here.