Keeping your options open while you settle in can help you avoid the stress of a hefty mortgage, and you'll still have the chance to build wealth in other ways.

And be sure you have the ability to fire them at will and settle up so if they aren't progressing how you would expect, you can move on without paying huge penalties or in some cases not having any way of being able to fire them at all (some of the builders' contracts are ridiculously in their favor). 

If interest rates settle down and rents improve I may try the Long term route.   

@Randall Alan Mark Zandi, one of my go-to economists, has also said that the rates should settle between 5.5-6% (https://www.cnbc.com/video/2023/11/27/mortgage-rates-will-se...).

I'm not looking to settle the amount on bitcoin, I'm looking to settle on dollars.

Beyond that if I am understanding your post correctly, you are in a market where the settled price is 97.9% of the list price.

Plus, why settle for a good price when you could wait for a great price?

A few things have changed since I posted that two years ago; what settled out is that no more than two unrelated occupants can live outside of R3. 

Now you can make 5% in the bank and you still settle for 8% in real estate?

We don't know how long we have to wait for a second hearing and have decided to settle.