Nothing you mention is "ordinary" and you should charge for all of it. dodged a bullet there thats a very good price take it from the security deposit and call yourself lucky. 

With that being said I'll obviously be focusing on out of state.I know Ohio is mentioned a lot around here, specifically Columbus, and I'm an Ohio State alum, so that would be pretty cool to secure my first property in Ohio.

Once you’ve built capital, transition to small multifamily units using DSCR loans for steady cash flow.If you need help analyzing deals or securing funding, let me know.

They find properties and approach Sellers and secure a price, then they seek out an end Buyer (you) and sell it to you at a higher price. 

Others are also struggling to secure a carrier or are being forced to pay exorbitant premiums just to have their applications reviewed.

How difficult or easy has it been to get tenants secured in that area?

The government will clamp down on the abuses and chill the technique, ruining the use of Subject To.

Could any of you guide me on what I should do initially to secure financing?

These methods involve securing financing, identifying suitable properties, and overseeing renovations.

Imagine luxury homes, dream holidays, and financial security.