Just make sure to look into the HOA’s financials, rules, and rental policies before buying.

But you want your policies to be fairly firm. 

These platforms typically have billing policies where you pay a per unit fee per month to the software and you get regular updates and support each month.There are a number of low-cost platforms available that are able to offer you a lower price by passing along some of the costs to your tenants (payment processing fees, applications, tenant screening, etc).

Our actual carriers used to be Secura, but they seem to be getting out of a lot of insurance lines or pricing so high as to have customers drop off, and we just moved policies in Nov. to Hanover Insurance. 

I have decided to send a mailer to ALL my existing tenants informing them of this policy as my existing referred tenants have all been exceptional.

Those that cannot weather the storm get wiped out.Having cashflow positive properties provides a margin of safety you just do not have with negative cashflow.Why are you focused on buying in your backyard? 

Another cool thing about hard money lenders is they work like a safety net.

.- verify the policy is current. 2.

Health and safety inspections don't seem to care much about zoning or permitting issues.

The PM should be an expert on state law, and they should have policies and procedures in place to handle these situations.