Sure, I could look for a higher paying job, but I was wondering if anyone has any creative short-term methods to improve my ratio.

This depends on if you are using the Cash or Accrual method of accounting for tax purposes.

I lived there from 2017 to 2022 and personally witnessed significant changes during that time.

I personally leverage, but have a large rainy day fund. 

These methods involve securing financing, identifying suitable properties, and overseeing renovations.

Under this method each investor has ownership and voting rights.

I am not a realtor, so I cannot give advice as though I am one, but there are some guidelines that I have used personally over the years, with great success.

Consider whether an LLC is right for you—it can provide liability protection but isn’t essential for a single property, as personal liability insurance and an umbrella policy may suffice.

It depends on where you want to live, income, personality, and other factors.You could buy a large home and rent out the individual rooms to cover expenses, but this comes with problems.

The only two ways to rectify this are (1) purchase the property far below market price or (2) significantly increase the property net income usually through some method of “repositioning”.