We are considering selling it and investing the cash we get from that in another deal or paying off our consumer debt faster!

But I'd like to see Lynnette's projects to support your claim "the portfolio was a 30% increase in cost to the consumers" since in TN, NC, VA, NC PPAs are priced at avoided costs. 

.•30-Year Fixed Mortgage Rate: 7.10%•15-Year Fixed Mortgage Rate: 7.35%•Fed Funds Rate: 5.25% - 5.50%•10-Year Treasury Yield: 4.45%•Housing Inventory: 632,000 active listings (33% with price reductions)With home affordability still a concern, any shift in rate expectations could have a major impact on both buyer demand and investor financing conditions.What Analysts Expect from This Week’s DataCPI Inflation Report (Tuesday, February 13)The Consumer Price Index (CPI) measures changes in the cost of goods and services, serving as a key indicator of inflation.

I’ve bought some houses with 0% interest for a year credit cards and a few with consumer lines of credit from banks.

Low cost, possibly yes, but also possibly very time consuming and that has a cost.  

Recently had a conversation with an MLO who had their license with Company A (NMLS regulated) and then on the side, this person conducted commercial-only business loan-related activity by starting their own LLC (company B) in the states where no mortgage licenses are required.

I am constantly consuming content.

The problem with hand written notes is that they can be time consuming.

Insurance companies and car dealerships and plenty of other consumer businesses close by.

This negative position can consume years of cash flow to recover.