With homes staying on the market longer, be aware of interest rates, as they can influence buyer affordability.

Keep learning, stay patient, and take calculated action—your mini empire is in the making!

If it's going to be a bonus space for your rental, or you want to keep a very unique and vintage vibe going, and it's not operational (say it's a gas fireplace and you cut off the gas to it) then it could stay.

You don't want to lose your rate on the house you are living in now unless you want to sell it so since that is an owner-occupied, you need to stay there and save up the 20 percent for the second property based on what you said.

If you can get a loan and live roughly for free then I would if I planned to stay in th community.  

Hence I am staying  away Hi Kasi,I reviewed our information in SF as we document everything and found where you contacted our company. 

Known  Potential Black Swan events, numerous.  

The fraud perpetrator approaches the homeowner with promises of paying off the delinquent mortgage and helping the homeowner stay in the property.

Quote from @Tim Buckingham: @Jonathan Moody Good information but I'd like to add some additional points (note that your mileage will vary due to numerous variables). 

Or I could just buy 2 brrrs/ or dscrs and stay here.