My go to for lowest hassles, taxes and  transaction costs are Lease Options or selling directly to the renters. 

A scope is especially important on properties where the sewer line would be particularly expensive to replace (for instance, if the sewer line replacement would require breaking up and re-pouring a driveway, or removing numerous mature trees--these things can cost significantly more money above and beyond the cost of replacing the sewer line). 

@Michael Klinger  As others posted, SoFi and Discover personal loans are good options and I've used them in the past.  2-3 business days from application to funds in my checking account. 

@Rick Soto,Both options have their pros, but here’s a way to think about it given your plan to move in 5 years:Option 1 (10% DP, 2-1 Buydown): This gives you lower payments for the first two years and saves you cash flow short-term.

I'll look into these options.

A master lease is essentially called a Lease Option here in Canada.Yes, schedule B will over-ride anything previously written.

The harder option is to buckle down and pay the down the HELOC slowly, while keeping both appreciating assests.

To keep it short and sweet, depending on your deal you should have plenty of options. 

Option 1 - Cash out Refi Rental ProtertyOption 2 - Sell Property Option 3 - your ideas.

What’s your experience been like with traditional lenders vs. private options like ours?