Whenever I am having an issue with financing, I normally reach out to local institutions.

It could be fast tracked or it could take 6+ months as government stuff normally does. 

If it is a normal occurrence I would be concerned, connect with local boots on the ground before doing anything out of emotion. 

Normally, my preference would be a Duplex for ease of learning, but after looking at the price point in a place like Cleveland, I theoretically could purchase two Single Family's there.

Because I rent 4 bedrooms house, it's more conducive to large gatherings and parties.Another issue and please tell me if this is normal that when people book for 5 people they usually have at least 10 or 15 additional guests. 

There’s normally action items that can be implemented into your management process that are more effective. 

Does property 1 with refinance seem like a normal refi cost?

I'm struggling with the idea that it is somewhat normal in this market but it does seem like it would be a negative to potential tenants.

I am by no means a savvy investor so I would just like to hear other ideas that may be unconventional for a normal guy without much experience.  

You look at the house, look left around neighborhood, look right, and just tour at a normal human speed looking around exactly as any person coming to tour would.