.- Prices for insurance policies will never go back down, but it is not unreasonable to expect costs to rise at a more predictable pace from here.

Bosch is middle of the road. 

Currently, this past 2 weeks I've been doing his and Pace's creative fiance series and when I tell you these people are just truly a blessing to the industry it's almost hard to put my gratification into words.

Rent growth is a function of supply, demand, and interest rates:- I'd ground any forecast by stating I expect national rents to rise on a pace more or less in line with inflation over any long time period. 2-3% per year.

I inherited 62 acres of land in Middle Tennessee back in 2017.

I’m talking about upper middle class quality furniture and furnishings withEVERYTHING included.  

The wealthy live where they want, the middle class live where they can afford, the poor live in whatever's left over.

In the markets we deal in, numbers can kill deals that would be home runs elsewhere but a 2x4 costs about the same in both (just the sales price does not support a rehab that would be middle of the road in a place like CA.

Beyond real estate investing, BiggerPockets Money has great episodes on how to avoid the middle class trap with your investments - ie how to structure your investment best so that they're not all locked up in accounts with penalties until you're 65. 

To your point, passive real estate investment returns tend to form a bell curve, with a few underperforming, a few overperforming, and most falling in the middle of the bell curve.