Let them know that you could purchase at XXXk, you would need a low interest rate for year 1 and 2, interest only.

Does anyone have strategy recommendations for purchasing multi-family properties with zero-low downpayments?

Lexington is a weird market with low occupancy, 90-92%, and there aren't many assets in the market.

Because the interest rates were so low, I was able to keep the same mortgage payment cost we had before but for both houses with a shorter term! 

Because my DIT is low, maybe Case 2 for fourplex is my preferred loan type than Case 1 if I want to invest locally.

@Thomas T.Make me under 25 again and I'd look to acquire a 2-4 unit property with an FHA low-down payment mortgage.

@Ellis Moyewe really don't know a lot about this situation since there aren't many details in your post... but i don't think this makes any sense for anyone involved here...if it's a flip that's not selling, refinancing may not solve your problem and allow you to pay back the HML in fulland typically a sub to buyer wants a low interest rate... and if you refinance now you won't be getting a low interest rate, you'll just be getting whatever the market offers.and finally.... the vast majority of loans are NOT assumable. 

The only place I at all worry about from a rental standpoint is city proper just because it got a little overbuilt and there are tons of condos that can’t sell & will be turned into rental’s but that’s mostly a pre-existing condition, though I suppose layoffs could make that situation worse.

I'm finding when I look at a given property, I get inaccurate comps in two ways: 1st, a property will show up in the list as a comp to my subject property but have a REALLY low sale value; upon investigation I find that the property acutally hasn't sold in 10+ years but PropStream thought it was comp; 2nd, a property will show up as "Sold" in the MLS status, but all ownership and transaction history tab don't reflect the new data.

Low entry and breakeven deals +- some cashflow.