Assuming there are no looming big ticket items that I am aware of, would you/should I continue to save for reserves, or just maintain that reserve and replenish as expenses arise?

And I didn't connect the Chinese drywall fiasco to the 04 hurricanes, makes much more sense now - I wonder if anything similar may be looming this time around or if lessons of the past have been learned?

Looming to meet other successful investors, wholesalers and bird dogs in the valley to see how we can benefit each other.

With that in mind, my thoughts are on a looming recession. 

Only thing i'm afraid of is the looming foreclosure status.

Expenses looming, retirement (and the need for certainty) approaching,  and you're having to actively manage.  

But at that point the type,  required effort and looming unknowns can turn it quickly into anything but a cash flowing passive instrument. 

I would loom into a HELOC, that way you keep the low interest rate, but also have liquidity for investing, that you can use over again.

If you plan on living in one side, there are factors that will most likely make a bigger impact on your numbers than the "big if"...which has loomed overhead for how many years now?

Additionally I like to evaluate the financial health, capital reserves, and property condition of the association to try to understand whether a large assessment is looming.