The keys words are liquidity and cash reserves.

Because I still have that equity and if I were to liquidate it I would be better off.

This keeps your cost basis and deferred gains intact while offering liquidity and flexibility—you can sell shares gradually to spread out taxes and still receive passive cash flow, often exceeding current rental yields.A pure DST strategy can also work for passive income, but as you noted, not all DSTs are created equal.

I was able to qualify for about $95k in 0% business credit cards (for 12 months), I then liquidated the cash and used a portion of that to obtain the hard money loan that covered the balance of the purchase cost.

I dont have much specific advice to help you with this one as it appears you may have just blindly trusted the system you bought into and now find yourself in a pickle.with these types of assets it rarely gets better so careful throwing good money after bad.U may need to just liquidate and and regroup.I dont suppose the company you paid for all this education and system is stepping up for you hear in a financial way ??

The short sale real estate agent should be able to advise you on all of the loss mitigation options and laws specific to your state and help you with each option prior to listing for sale as a short sale and trying to liquidate the property.

The great part about contacting the CDC directly (and a large one such as TMC) is they can make referrals to banks that would be interested in your project (i.e. banks that have been actively doing SBA hotel loans)...rather than you having to chase down the bank first, which can be very difficult.Regular commercial lending requirements are applicable (will vary by bank):1 - no bankruptcies2 - no foreclosures3 - FICO > 7004 - net worth >= loan amount5 - post closing liquidity >= 12 months of P&IIf this works out, you are going to be glad that you made this post.

Make no mistake, shifting a "big war chest" from liquid investments and cash into a cash flowing real estate portfolio is not a passive endeavor.

Instead of putting all your cash into a single property, you could use a small down payment, keep more liquidity, and have your tenants cover a good portion of your mortgage.If you go this route, the best setup would be to live in the smallest unit and rent out the larger ones so you maximize rental income.

This would provide liquid cash to reinvest or use for other financial goals.