They live in a semi HCOL area called Torrance (house is in a good zip code 90503).

Is it in a flood zone that actually floods?

Most duplex properties are not in HOAs and usually in a renters street; lawns don't necessarily look great.  

Similarly, if you put several Class D tenants in a Class A 4-plex, what do you think will happen to the property?

.: For a Bay Area rental with a stackable washer and dryer, should I invest in a high-quality model or opt for another one priced at $1,300?

💭 Final ThoughtsWhen your financial advisor pushes back on your real estate investments, remember this: You're not just "buying a house" - you're investing in an income-producing asset, just like buying shares in a dividend-paying company.

hey David,As a broker, I have several options if you're looking to only touch the equity in a second position lien on investment property. 

While algorithms can analyze data at scale, real estate isn’t just about numbers—it’s about nuances and the most important component of real estate is understanding its value, and that to me (maybe I am old school) but can only be done by physically visiting and walking the property.So for me, factors like local market conditions, property inspections, and borrower credibility can’t be fully captured in a formula.

When one machine goes down you start losing money in a small way. 

Quote from @Evan Thomas Andriola: Cleveland investors,What are your thoughts on investing in a property that is currently vacant?