Quote from @Frank Ritzert: Ron LeGrand recently spoke at a Jacksonville REIA meeting in January 2025 after Cameron Gaskill backed out last minute due to health issues.

You looking for an attorney to sue yourself ( suing the hoa is suing yourself since you are a member of the community) may not be worth your time and you may be responsible if mold does grow while you have a tenant and then they complain of health issues since you have not addressed the problem.

There is a pattern in most of your answer's, which helps me immensely on knowing how to move forward from here.

@Ryan Duphorn  a  5 /2  and 1920 square feet IMHO isn't a good health care traveler accommodation unless you are in a area with a shortage of housing. 

She's not in great health herself, but seems like she can still carry on a few more years if nothing bad happens.

Ok, not completely closed; they allow you to push data in, but then your stuck to see and manipulate in a very limited way.For me this is a deal breaker because if you can't quickly and easily check on the health of your business, you are wasting time and stifling your growth. 

Yes not just for cash flow but for the health of the deal.

For example we pay our own income taxes, broker splits and all of our other expenses directly out of what we make including required E&O insurance, MLS dues, licensing fees, Board of Realtor dues, continuing education costs, marketing, advertising, office fees/rent, transaction coordinator/ assistant fees, health insurance, car insurance and maintenance, gas, tires, software, retirement fund, etc.We are not W2 employees with payroll taxes already taken out of our paychecks, company-paid health insurance and matching retirement account plus a guarantee of at least 40 hours paid work per week, sick pay, paid vacation… none of that.So if you’re thinking you’ll be able to pay an hourly wage typical of a W2 hourly employee like $50-85/hr… that’s definitely not going to work.

If your mental health is compromised by looking at deals, you should stop.

Exceptions are certain degrees such as STEM, accounting, and health care that directly lead to jobs and have a good ROI.