Insurance typically covers only the directly damaged area, not undamaged flooring, even if it's continuous.

One of the biggest challenges today is the reluctance of homeowners to sell, which limits the available inventory.

I also assume you have homeowners insurance rather than landlord policy which is invalid if you’re not living there.

.🔹 Insurance Challenges – Even when insurance pays, it rarely covers the actual cost to completely rebuild.

@Lincoln Bartlett You will need to use propertyradar, propwire, or propstream to create lists and reach out to distressed homeowners via postcard or text message.

One of the biggest challenges today is the reluctance of homeowners to sell, which limits the available inventory.

Insurance right now is wild, so I'd get a solid broker on your team - I'd be happy to share my contact if that would help.Also, aren't most of the existing insurances shared on the OMs for the properties? 

Let's say I have a solo k and a homeowner wants to seller finance a SFH.

One of the main issues is insurance companies NOT insuring many of these areas.

They are a bad deal for homeowners and a terrible deal for rentals.