Quote from @Rafael Valdor: Quote from @Anthony Therrien-Bernard: Quote from @Rafael Valdor: hi fellow investors,I want to rent out my townhouse in Calgary, but haven't had much luck with it on Rentfaster and Zillow.Just a couple of tire kickers so far.I reached out to a few Realtors (just for tenant placement) and got crickets...So I'm going to reach out to PM's next, but I was reluctant to do it since all I hear are horror stories.Any suggestions for half decent PM's or realtors who specialize in residential leasing?

I think I may have just answered my own question, but is it worth it to put only 10% down, and waiting for the equity to build to 20% in like a year and a half, or to bend over backwards, take out a loan and go in with 20% from the start?

Half of the PM's down here can't read contracts, don't know how to inspect a property for damage, etc. - they just use whatever contractor is giving them the most free stuff at the time.  

@Stephanie Menard, I have been an attorney for over 36 years with about half of that being a prosecuting attorney. 

While I don’t regret anything in my life if I was to go back in time I would finish the real estate degree and go into something real estate when I graduated at 22 instead of doing it half-as**ed for years.

It’s sad because a lot of them are good people and they ask if they can pay half now and half later.

Brook and all the miles of nature trails on Shades Creek walking trails .  

Quote from @Marc Shin: I saw a video by Miles Golden and he said you change transfer your primary mortgage to a HELOC, and then you can pay all your bills out of the HELOC and pay off your mortgage in 3-12 years. 

I was 17 and a half years old! 

For now, it Looks like your roommate/tenant can cover half of your mortgage (plus hoa fees).